Windshield Glass Insurance Coverage

Most people don’t think about windshield glass coverage in their auto insurance until they need car window repair or replacement. Try to be well informed regarding your auto insurance, so when you have a damaged auto glass you will know whether it’s included in the coverage or not.

windshield glass

Auto Glass in Plano, TX

A crack or chip on your windscreen should be treated immediately for your own safety. A simple repair probably won’t bother you a lot because normally it’s quite cheap, but if you need to replace your windscreen or other parts of your vehicle glass, the cost will definitely make you think about your auto insurance. But some people are unsure about their auto insurance coverage and they don’t know whether windshield glass is included within the coverage. Some people worry about whether their premium rates will increase if they file a claim for their automobile glass.

Auto Insurance Types for Windshield Glass

Two of the most common auto insurance for regular car owners are comprehensive insurance & collision insurance. Usually when your car is insured with comprehensive coverage, it will include any damages on your auto glass. It will cover damages on your windshield caused by hail, falling debris, rocks, vandalism, collision, and other things. Usually you will only have to pay your deductible for when you use your insurance for a new windshield or other auto glass replacement. In fact, in some cases, you won’t even have to pay anything at all. Not a single penny.

While liability & collision coverage normally doesn’t cover auto glass damages unless the vehicle is involved in an accident with another car.. The liability clause will cover the damage on the other car that involved in the accident, in case the accident was your fault, the collision clause will cover damages that happened to your automobile.

However, there are still a lot of people that have auto insurance with comprehensive clause who feel a little hesitant about filing an insurance claim for their windshield glass damages, just because they think it will increase their insurance premiums. This is not a correct opinion, claiming your insurance for vehicle window damages will not always increase your insurance premiums. It’s best if you contact your insurance before anything bad happened and be sure about your auto glass coverage.

Filing A Window Replacement Insurance Claim

Insurance claims can sometimes could be a time consuming and exhausting process. This is also the reason why many people feel hesitant about filing a claim when they have car window damages, especially if they have a busy schedule. It’s a good thing that nowadays most vehicle glass shops can help you file your insurance claim. This is very helpful because it can save you a lot of time. Basically they can help you process your claim from beginning to end. So before you take your car to an auto glass shop, ask whether they can help you file your automobile window insurance claim or not.

Plano, TX Certifications for Auto Glass Technicians

When your auto glass needs to be repaired or replaced, you have to find the right auto glass company in the city of Plano, TX to do the job. There are a lot of auto glass repair and replacement companies you can find in this city, but not all of them can actually provide a high quality service, that’s why you need to choose carefully when it comes to repairing and replacing such important part of your car like auto glass.

One of the most important things that you should consider when looking for the right auto glass company is certifications, especially if you own an expensive car that requires the best maintenance. Two kinds of certifications that every good auto glass company must has are the NGA (National Glass Association) and AGRSS (Automotive Glass Replacement Safety Standards)certifications.

Specialized Windshield TrainingPlano, TX auto glass

These two certifications are assurance that the Plano auto glass technicians who work in the company are experts who really know what they’re doing. Most companies that have NGA and AGRSS certification usually employ auto glass technicians who also have been certified by the same organizations. Certified technicians really understand about the proper way of Plano auto glass repair and replacement process, they also understand all the safety standards that must be met in auto glass installations. They also have in-depth knowledge about the many different kinds of auto glass for different vehicles.

Such certifications are not that easy to get. Before an auto glass company in the city of Plano, TX receive these certifications, they must first prove that they really know what they’re doing. Their technicians have to go through certification programs and pass some tests. Safety is the biggest issue when it comes to auto glass, so usually the certification programs and tests will emphasize more on safety aspects. So, that means you will know that your car is in good hands when you take it to a fully certified auto glass company.

Auto Glass Pro’s in Plano, TX

Auto glass companies and technicians that have these certifications know exactly what’s needed for replacing or fixing auto glass in different types of vehicles. This is important because different types of cars require different kinds of specific care. They also know exactly what kind of materials best to be used on different types of cars depending on brands, models, and year. The additional advantage when you take your car to a certified auto glass company is that you can also get some expert advices regarding the proper care and maintenance for your auto glass.

Another thing you should also keep in mind is to make sure that the auto glass company only use the OEM (Original Equipment Manufacturer) glass and adhesive. This is to ensure that the auto glass materials installed on your car as well as other materials used in the installation process have the original manufacturer’s quality standards. But usually if you take your car to a certified windshield glass repair shop in the city of Plano, TX you can be sure that they will only use high quality materials.

Laminated and Tempered Auto Glass

Laminated Glass

Plano Auto Glass Company

Auto glass is a very important part of your vehicle to ensure your comfort and safety when driving. If your windshield has lots of scratches it will restrict your visibility when driving and you might get into accident. So when your windshield gets hazy it’s important for you to get it repaired or get a windshield replacement immediately. Chips on your auto glass can also be hazardous. Small chips can get bigger instantly when you’re driving on a bumpy road and the glass fragment might get you injured.

If you want to get a side glass or windshield replacement, you need to make sure that the auto glass you choose has good quality and could guarantee your safety when driving. Generally there are two kinds of auto glass you can use, laminated glass and tempered glass.

Laminated Glass

Laminated glass contains several layers of glass surrounding an inner layer that’s usually made of plastic or resin. This plastic or resin layer will serve as a binding interlayer. These multiple layers will make laminated glass extremely strong and will not completely shatter in a crash. When accident happens, the glass will break into a spider web pattern but it will not completely shatter. Laminated glass is an ideal choice for windshield due to its strength.

Tempered Glass

Tempered glass is made out of a single piece of glass that has been heated and then immediately cooled. The heating and cooling process makes the glass 5-10 times stronger than before. However, tempered glass is much easier to break than laminated glass, it will shatter into tiny pieces without sharp edges. That’s why it’s an ideal auto glass to be used in side windows for emergency escape. It will allow the passengers to get out of the vehicle safely without the risk of getting injured from the shattered glass.